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        <title>Real Estate Blog</title>
        <link>http://www.homesofminnesota.com/blog/</link>
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            <guid>http://www.homesofminnesota.com/blog/thinking-about-buying-your-first-home-the-first-steps-for-first-time-home-buyers-to-get-started.html</guid>
            <link>http://www.homesofminnesota.com/blog/thinking-about-buying-your-first-home-the-first-steps-for-first-time-home-buyers-to-get-started.html</link>
            <author>shannon@homesofminnesota.com (Shannon Sand)</author>
            <title>Thinking about buying your first home? The first steps for first time home buyers to get started.</title>
            <description> <![CDATA[ 
&nbsp;

Buying your very first home can be exciting and rewarding. It is one of the biggest purchases you will ever make and a big milestone in most people's lifetime. So it is important to feel educated and ready to purchase a home before making the plunge in becoming a homeowner.

A common inquiry I get when working with first time home buyers is, &quot;What is my first step I need to take on my journey to purchasing my first home?&quot; Some may think the first step is to schedule showing ap... ]]> </description>
            <pubDate>Tue, 10 Jan 2012 15:30:59 -0600</pubDate>
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        <item>
            <guid>http://www.homesofminnesota.com/blog/otsego-a-growing-river-city-for-young-families.html</guid>
            <link>http://www.homesofminnesota.com/blog/otsego-a-growing-river-city-for-young-families.html</link>
            <author>shannon@homesofminnesota.com (Shannon Sand)</author>
            <title>Otsego- A Growing River City for Young Families</title>
            <description> <![CDATA[ 
Otsego is a former agricultural city that has grown into a thriving area for young families in mind just 25 miles northwest of Minneapolis. It is uniquely situated along the Mississppi River bordering the north and east banks of the river. It's easy acess to I-94 and State Highway 10 allows for a quick commute to both Minneapolis and St. Cloud. Otsego conveys a country atmosphere while still having the benefits of a suburban lifestyle.

Otsego is a young city as it was only incorporated from a ... ]]> </description>
            <pubDate>Fri, 04 Nov 2011 16:53:04 -0500</pubDate>
                    </item>
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            <guid>http://www.homesofminnesota.com/blog/city-of-delano-a-great-place-to-call-home.html</guid>
            <link>http://www.homesofminnesota.com/blog/city-of-delano-a-great-place-to-call-home.html</link>
            <author>shannon@homesofminnesota.com (Shannon Sand)</author>
            <title>City of Delano a Great Place to Call Home</title>
            <description> <![CDATA[ 
&nbsp;

When purchasing a home, not only do you look for a home that fits your needs and wants, but you're also looking for a neighborhood and community you can enjoy and sustain a great quality of life. The residents in Delano feel they have found just that in a recent 2010 survey conducted by Delano city officials.

In fact, in the recent 2010 survey, 66% of residents feel the &quot;quality of life&quot; in Delano is good and another 25% feel it is excellent. When surveyed what residents &amp;quo... ]]> </description>
            <pubDate>Thu, 18 Nov 2010 17:58:50 -0600</pubDate>
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            <guid>http://www.homesofminnesota.com/blog/forbes-ranks-twin-cities-number-1-as-americas-most-relaxed-city.html</guid>
            <link>http://www.homesofminnesota.com/blog/forbes-ranks-twin-cities-number-1-as-americas-most-relaxed-city.html</link>
            <author>shannon@homesofminnesota.com (Shannon Sand)</author>
            <title>Forbes Ranks Minneapolis/ St. Paul #1 as America's "Most Relaxed City"</title>
            <description> <![CDATA[ 
&nbsp;

Feeling stressed all the time? It may be because you are living in the wrong city. Cities with high unemployment, snarling traffic, and long working hours can have a major impact on your physical health and well being. Stressful environments can take its toll on your health causing everything from headaches, back pain, high blood pressure, and heart disease.

So where can you escape from stress and live in a more relaxed environment? A recent Forbes study suggests the Minneapolis/ St. P... ]]> </description>
            <pubDate>Tue, 09 Nov 2010 14:51:06 -0600</pubDate>
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            <guid>http://www.homesofminnesota.com/blog/zero-down-payment-option-for-minneapolis-and-st-paul-first-time-home-buyers.html</guid>
            <link>http://www.homesofminnesota.com/blog/zero-down-payment-option-for-minneapolis-and-st-paul-first-time-home-buyers.html</link>
            <author>info@homesofminnesota.com (Homes of Minnesota Team)</author>
            <title>Zero Down Payment option for Minneapolis and St Paul First Time Home Buyers</title>
            <description> <![CDATA[ 
Affordable Advantage - Zero Down Payment Loan&nbsp;

Can&rsquo;t Save the 3.5% for an FHA Loan?&nbsp; Can You Save ZERO?&nbsp;

It&rsquo;s back and in style, the true Minneapolis and St Paul MN zero down payment program.&nbsp; For a few years now, the most minimum down payment you can do is 3.5% with FHA.&nbsp; And FHA has had its fair share of hurdles, from appraisal issues to a pretty major upfront mortgage insurance premium that you finance over the term of your loan.&nbsp; I am not bashing ... ]]> </description>
            <pubDate>Wed, 18 Aug 2010 18:47:11 -0500</pubDate>
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            <guid>http://www.homesofminnesota.com/blog/do-you-have-radon-in-your-home-get-it-tested.html</guid>
            <link>http://www.homesofminnesota.com/blog/do-you-have-radon-in-your-home-get-it-tested.html</link>
            <author>shannon@homesofminnesota.com (Shannon Sand)</author>
            <title>Do you have RADON in your home?? Get it Tested!</title>
            <description> <![CDATA[ 


 


We have all heard in the news of high levels of radon being
found in homes.&nbsp; As a real estate agent,
I strongly encourage my buyers to not only get a home inspection, but to also
have their potential future home tested for radon. &nbsp;So you may ask, WHAT IS RADON?&nbsp; Radon is a radioactive gas that comes from
the natural decay of uranium that is found in nearly all soils. It typically surfaces
up through the soil to the air above and into your home through cracks and
oth... ]]> </description>
            <pubDate>Mon, 07 Jun 2010 13:28:19 -0500</pubDate>
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            <guid>http://www.homesofminnesota.com/blog/carolyn-capablo-is-reclaiming-her-name.html</guid>
            <link>http://www.homesofminnesota.com/blog/carolyn-capablo-is-reclaiming-her-name.html</link>
            <author>info@homesofminnesota.com (Homes of Minnesota Team)</author>
            <title>Carolyn Capablo Is Reclaiming Her Name</title>
            <description> <![CDATA[ 
For real estate agents, their name is the basis of their reputation. It is how the community recognizes their business. Often, their name is the centerpiece to their brand. A REALTOR's success can actually be determined by whether or not potential clients know their name. When something tarnishes that name, it can have a serious impact on that agent&rsquo;s reputation. When it happens to an agent through no fault of their own, it&rsquo;s downright heartbreaking.

Usually a REALTOR&rsquo;s dream... ]]> </description>
            <pubDate>Sun, 06 Jun 2010 18:03:32 -0500</pubDate>
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            <guid>http://www.homesofminnesota.com/blog/rockforda-quaint-up-and-coming-western-suburb.html</guid>
            <link>http://www.homesofminnesota.com/blog/rockforda-quaint-up-and-coming-western-suburb.html</link>
            <author>shannon@homesofminnesota.com (Shannon Sand)</author>
            <title>Rockford...A Quaint "Up and Coming" Western Suburb</title>
            <description> <![CDATA[ 
&nbsp;

Rockford, MN is situated just west of Plymouth along the beautiful Crow River.&nbsp; The city's rolling hills and mature trees offer a multitude of affordable options for home buyers in comparison to many other western suburbs of the Twin Cities. 

Rockford's downtown area is booming with everything from bars and resturants to small businesses and the city's largest park and library. It also boasts a &quot;state of the art&quot; school district where the elementary school has taken a un... ]]> </description>
            <pubDate>Mon, 26 Apr 2010 22:32:01 -0500</pubDate>
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            <guid>http://www.homesofminnesota.com/blog/23-days-left.html</guid>
            <link>http://www.homesofminnesota.com/blog/23-days-left.html</link>
            <author>erin@barkerhedges.com (Erin (Lee) Muckerheide)</author>
            <title>23 Days Left!</title>
            <description> <![CDATA[ 
Home Buyer Tax Credit Expiring

Just a reminder that the home buyer tax credit will expire at the end of this month. Don't miss out on the chance for an $8,000 tax credit just for buying the home you want to purchase anyway! 
... ]]> </description>
            <pubDate>Wed, 07 Apr 2010 14:22:33 -0500</pubDate>
                    </item>
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            <guid>http://www.homesofminnesota.com/blog/have-we-hit-the-bottom.html</guid>
            <link>http://www.homesofminnesota.com/blog/have-we-hit-the-bottom.html</link>
            <author>erin@barkerhedges.com (Erin (Lee) Muckerheide)</author>
            <title>Have We Hit The Bottom?</title>
            <description> <![CDATA[ 
The Question I Most Often Get

Many people ask me, &quot;Have we hit the bottom of the real estate market? Are prices going to go lower?&quot;. The answer is clear as mud. One thing is for sure, hind sight is 20/20 and you will be&nbsp;kicking yourself&nbsp;if you don't buy into this market!

Even within one geographical area, like the Twin Cities, the bottom will hit at various times. Each market is different, from neighborhoods to types of housing and every combination. What is consistent, is... ]]> </description>
            <pubDate>Tue, 19 Jan 2010 17:03:36 -0600</pubDate>
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